LD, sorry man...
unless it happened at a Sebring driving school -- I was told by a Sebring tracker who works in the insurance business that Sebring is not considered a "racing" school but a "driving" school, and therefore claims are covered.
Could be B.S., but the source is pretty credible.
And, I wouldn't trust ANY insurance company, even a "reputable" one. Lawyering up is always smart.
Could be B.S., but the source is pretty credible.
And, I wouldn't trust ANY insurance company, even a "reputable" one. Lawyering up is always smart.
Lawyers are sometimes over rated and you end up spending the additional money squeezed out of the claim on paying the lawyer. Me personally, I would only hire a lawyer in a bodily injury claim or pip claim not a physical damage only claim, unless they were trying to blantantly low ball me which typically doesn't happen on a physical damage claim especially a total loss.
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550/550

550/550
Last edited by I'm Slow; Nov 18, 2008 at 11:39 AM.
the proof would be in your insurance contract. read it, because not many people do or call your insurance provider and ask them. Sebiring drivers school would only be covered if it was a state mandated course which it isn't. It's not like the Sebring course is a defensive drivers course.....it is the opposite lol. This is general to insurance, your specific insurance company has the final say though so, one company may say yeah it's ok as long as it is not a snctioned race event and another will say hell no period becuase it was on a closed track designed for racing! But generally speaking a closed course or track use is not covered.
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550/550

550/550
Last edited by I'm Slow; Nov 18, 2008 at 12:14 PM.
the proof would be in your insurance contract. read it, because not many people do or call your insurance provider and ask them. Sebiring drivers school would only be covered if it was a state mandated course which it isn't. It's not like the Sebring course is a defensive drivers course.....it is the opposite lol. This is general to insurance, your specific insurance company has the final say though so, one company may say yeah it's ok as long as it is not a snctioned race event and another will say hell no period becuase it was on a closed track designed for racing! But generally speaking a closed course or track use is not covered.
it depends on your insurance. i know an instructor who has had 3 incidents at sebring all all were covered by his insurance. you really only need a note from the chief track instructor that says "this is a drivers education program, there is no racing or any competitiveness at all that goes on". I've seen that get a few people out, but it really depends on the insurance.
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Very sorry to see this LD. Best of luck with everything, including finding the direct cause of the fire!
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Andrew's 2007 UGM STi Limited #433
Defi Red Racer Boost + Oil Pressure | Innovate WB A/F | V1 radar | Cobb AP protune | Spearco TMIC | APS 3" catted TBE | APS CAI | APS turbo inlet | DeatschWerks 750cc injectors| Walbro FP | Beatrush forged pitching stopper | Kartboy hangers |Coolant bypass | Prodrive EBCS | Debadged trunk | Cobb heatshield |DRL delete | Autospeed dead pedal + black license plate trim | Primitive Armor |
284whp/307wtq (mustang dyno)
Andrew's 2007 UGM STi Limited #433
Defi Red Racer Boost + Oil Pressure | Innovate WB A/F | V1 radar | Cobb AP protune | Spearco TMIC | APS 3" catted TBE | APS CAI | APS turbo inlet | DeatschWerks 750cc injectors| Walbro FP | Beatrush forged pitching stopper | Kartboy hangers |Coolant bypass | Prodrive EBCS | Debadged trunk | Cobb heatshield |DRL delete | Autospeed dead pedal + black license plate trim | Primitive Armor |
284whp/307wtq (mustang dyno)



