this is actually what we tell our customers when we call bc its true.....i know it sounds crazy, but the reason youd want to report it to progressive is so that we are aware of the situation and we could help out and intervene as needed....and like 4drwhore was saying, you want your insur company behind you and dealing w/it for you...i also agree w/ accord95 and brax90si.....and in the end, both insur companies should be aware of the situation.

good luck!