insurance claim, what should i do?
Thread Starter
Kung Fu comes standard™
Joined: Jul 2004
Posts: 604
Likes: 0
Originally posted by brax90si
I am actually a insurance adj for mercury insurance. I work at the office in Clearwater off of Ulmerton. I actually dont handle Florida claims I work on New Jersey claims. My advice would be too contct mercury claims dept. Basicly what will happen is we will take all your info, and send adj out to appraise your damage. I know you have appraisal already but we need to apppraise damages. Then you can take your veh to your shop or one of our guaranteed repar shops. The guaranteed repair shops are the best bet, the work that is done there is guaranteed for life, even if that shop goes out of business. Also if you need alterante transportation let your adj know so they can set up rental veh with enterprise. Mercury will need to contct our policyholder to just confirm accident. After that all is good. We will issue check payable to either you, or a bodyshop you want to use. Pretty simple, I would just call the Mercury Ins claims dept and make the claim.
-Braxton
I am actually a insurance adj for mercury insurance. I work at the office in Clearwater off of Ulmerton. I actually dont handle Florida claims I work on New Jersey claims. My advice would be too contct mercury claims dept. Basicly what will happen is we will take all your info, and send adj out to appraise your damage. I know you have appraisal already but we need to apppraise damages. Then you can take your veh to your shop or one of our guaranteed repar shops. The guaranteed repair shops are the best bet, the work that is done there is guaranteed for life, even if that shop goes out of business. Also if you need alterante transportation let your adj know so they can set up rental veh with enterprise. Mercury will need to contct our policyholder to just confirm accident. After that all is good. We will issue check payable to either you, or a bodyshop you want to use. Pretty simple, I would just call the Mercury Ins claims dept and make the claim.
-Braxton
__________________
Sarasota's Premier Automotive Community
Sarasota's Premier Automotive Community
formerly 'RiceRocket'
Joined: Jun 2000
Posts: 5,691
Likes: 0
see, wasn't that bad so far, was it? 
__________________
1953 Cadillac Coupe De Ville (Fuel Injected, Drive-by-wire, DoD)
2009 Pontiac G8 GT (6.0l V8 Sleeper)
2011 Toyota Sequoia Sport 4x4 (Tow Rig)
My Blog: www.HotRodCaddy.com
1953 Cadillac Coupe De Ville (Fuel Injected, Drive-by-wire, DoD)
2009 Pontiac G8 GT (6.0l V8 Sleeper)
2011 Toyota Sequoia Sport 4x4 (Tow Rig)
My Blog: www.HotRodCaddy.com
Thread Starter
Kung Fu comes standard™
Joined: Jul 2004
Posts: 604
Likes: 0
Originally posted by RiceRocket
see, wasn't that bad so far, was it?
see, wasn't that bad so far, was it?
__________________
Sarasota's Premier Automotive Community
Sarasota's Premier Automotive Community
Urdaddi
Joined: Mar 2004
Posts: 697
Likes: 0
Originally posted by _Chris_
reguardless of fault it's within your progressive policy agreement to report any and all incidents with the insured vehicle.
reguardless of fault it's within your progressive policy agreement to report any and all incidents with the insured vehicle.
__________________
The Fat Cobra
Joined: Apr 2003
Posts: 1,326
Likes: 0
Originally posted by 4drwhore
What insurance company do you have muddy? I never had to pay a deductible when it was the other persons fault. The insurance company took care of everything, car was fixed right away and my insurance rates never went up.
Problems like this is when it helps to have a good insurance company, not one of those cheep rate ones.
What insurance company do you have muddy? I never had to pay a deductible when it was the other persons fault. The insurance company took care of everything, car was fixed right away and my insurance rates never went up.
Problems like this is when it helps to have a good insurance company, not one of those cheep rate ones.
__________________
You need to grab ahold of that line between speed and chaos, and you need to wrestle it to the ground like a demon cobra.-Talladega Nights
You need to grab ahold of that line between speed and chaos, and you need to wrestle it to the ground like a demon cobra.-Talladega Nights
USMC
Joined: Sep 2002
Posts: 10,277
Likes: 0
Originally posted by Muddy
If you go through your own insurance you will have to pay the deductible, but you will get it back after the insurance companies settle. I had a similar thing happen to me in August and I am still waiting to get paid by the other insurance company.
If you go through your own insurance you will have to pay the deductible, but you will get it back after the insurance companies settle. I had a similar thing happen to me in August and I am still waiting to get paid by the other insurance company.
if you go through your own insurance company, you WILL have to pay the deductable. then when progressive subrogates thought the other company, you will get your deductable back. this is a not-at-fault accident, dont worry your rates will not be affected by this type of claim. i've worked for progressive for over 4 years, refer to sig.
__________________
TR happily married crew-member #2
___________________
TR happily married crew-member #2
___________________
This is the internet. You're just supposed to talk up whatever you do know as if you're a salesman for it. i.e. I drive a Supra and a Corolla therefore 2JZ is the greatest and so is the 4A and I don't care about anything else because it's all crap since I don't have it. I also have a stack of $20 bills in front of me, therefore 20>50 and 20>100 and 20>1000. $20 bill FTW.
USMC
Joined: Sep 2002
Posts: 10,277
Likes: 0
Originally posted by 4drwhore
What insurance company do you have muddy? I never had to pay a deductible when it was the other persons fault. The insurance company took care of everything, car was fixed right away and my insurance rates never went up.
Problems like this is when it helps to have a good insurance company, not one of those cheep rate ones.
What insurance company do you have muddy? I never had to pay a deductible when it was the other persons fault. The insurance company took care of everything, car was fixed right away and my insurance rates never went up.
Problems like this is when it helps to have a good insurance company, not one of those cheep rate ones.
and hes not with a cheap insurance company, 3rd largest in the US.
__________________
TR happily married crew-member #2
___________________
TR happily married crew-member #2
___________________
This is the internet. You're just supposed to talk up whatever you do know as if you're a salesman for it. i.e. I drive a Supra and a Corolla therefore 2JZ is the greatest and so is the 4A and I don't care about anything else because it's all crap since I don't have it. I also have a stack of $20 bills in front of me, therefore 20>50 and 20>100 and 20>1000. $20 bill FTW.
USMC
Joined: Sep 2002
Posts: 10,277
Likes: 0
Originally posted by RiceRocket
If you contact your insurance "claims" group, this will count against you, regardless of who pays in the end.
DO NOT CONTACT YOUR CLAIMS REP! Contact HERS!!!
Personal Lines insurance is based off of claims frequency, not payout. Frequency is too high, you get cancelled, and this WILL count against you if you contact your insurer.
But feel free to contact your agent for further guidance, they will assist you (AGENT, not CLAIMS). Also, if you have issues, contact the Florida Dept of Insurance. They will help for FREE.
Charles
If you contact your insurance "claims" group, this will count against you, regardless of who pays in the end.
DO NOT CONTACT YOUR CLAIMS REP! Contact HERS!!!
Personal Lines insurance is based off of claims frequency, not payout. Frequency is too high, you get cancelled, and this WILL count against you if you contact your insurer.
But feel free to contact your agent for further guidance, they will assist you (AGENT, not CLAIMS). Also, if you have issues, contact the Florida Dept of Insurance. They will help for FREE.
Charles
__________________
TR happily married crew-member #2
___________________
TR happily married crew-member #2
___________________
This is the internet. You're just supposed to talk up whatever you do know as if you're a salesman for it. i.e. I drive a Supra and a Corolla therefore 2JZ is the greatest and so is the 4A and I don't care about anything else because it's all crap since I don't have it. I also have a stack of $20 bills in front of me, therefore 20>50 and 20>100 and 20>1000. $20 bill FTW.
USMC
Joined: Sep 2002
Posts: 10,277
Likes: 0
Originally posted by RiceRocket
Contacting and informing your agent is OKAY, but contact claims as your last resort.
Contacting and informing your agent is OKAY, but contact claims as your last resort.
__________________
TR happily married crew-member #2
___________________
TR happily married crew-member #2
___________________
This is the internet. You're just supposed to talk up whatever you do know as if you're a salesman for it. i.e. I drive a Supra and a Corolla therefore 2JZ is the greatest and so is the 4A and I don't care about anything else because it's all crap since I don't have it. I also have a stack of $20 bills in front of me, therefore 20>50 and 20>100 and 20>1000. $20 bill FTW.
Last edited by accord95; Dec 30, 2004 at 03:59 PM.
