wrecked my s13 today
I am mom!
Joined: Apr 2007
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Never heard of them either.
Definitly not $1800 worth of damage, but thats in your favor. When you talk to the claim rep next, tell them that you ARE keeping the car and fixing it yourself. They cannot force you to give them the car. They will give you the "totaled" value ($1100) minus the buyback value. Tell them that you want to be compensated for "loss of use of the vehicle" from the the day of accident until they cut the check ($15-$35 per day). Depending on what the buyback value is, the should cut you a check for about $1000-$1100. Then you can fix it however you want.
Definitly not $1800 worth of damage, but thats in your favor. When you talk to the claim rep next, tell them that you ARE keeping the car and fixing it yourself. They cannot force you to give them the car. They will give you the "totaled" value ($1100) minus the buyback value. Tell them that you want to be compensated for "loss of use of the vehicle" from the the day of accident until they cut the check ($15-$35 per day). Depending on what the buyback value is, the should cut you a check for about $1000-$1100. Then you can fix it however you want.
This whole thing has pissed me off more ways then one. It was bad enough the ass called me 15 til 5 on Friday, then an "oh btw we're totaling it out". I'm having them fax me the estimate on Monday so I can see exactly what they are saying is $1800.
I will bring up the buy back and see what they say. I didn't even think that the only reason they were offering $1100 was because of the rebuilt title.
aspiring luder
Joined: Dec 2005
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COD can't be titled in any reasonable manner, i went VERY high up the chain in the titling department and Honda, and i couldn't get it done
try and get them not to total it out, even if it results in less then the fix price of the car
try and get them not to total it out, even if it results in less then the fix price of the car
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Your Moms New Boyfriend
Joined: Oct 2003
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As long as they provided a rental until the check is cut, you probably wont get loss of use because they gave you a car to use. As for value of aftermarket parts, you may be able to get them to cover the damaged parts, i.e. fender flares, wheel(s). Any other parts that werent damaged they arent going to cover since you will be keeping the car/parts. If you were to surrender the vehicle to them, you could remove the parts but it sounds like he really wants to keep the car (I would too).
As of now, it looks like, value of vehicle with rebuilt title $1100 - buyback value (shouldnt be anymore than $200) plus whatever you can talk them into covering (flares, wheels, etc). Or you can sue for whatever you want....
Its a really shitty situation, but when your dealing with a ~15 year old vehicle with aftermarket parts, its an uphill battle. Rebuilt title makes it even worse. Thats why classic/muscle cars have stated value insurance, because the older the car the lower the KBB/NADA value, and even less for common insurance values.
As of now, it looks like, value of vehicle with rebuilt title $1100 - buyback value (shouldnt be anymore than $200) plus whatever you can talk them into covering (flares, wheels, etc). Or you can sue for whatever you want....
Its a really shitty situation, but when your dealing with a ~15 year old vehicle with aftermarket parts, its an uphill battle. Rebuilt title makes it even worse. Thats why classic/muscle cars have stated value insurance, because the older the car the lower the KBB/NADA value, and even less for common insurance values.
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Last edited by joebobclark; Oct 22, 2007 at 12:51 AM.
I am mom!
Joined: Apr 2007
Posts: 1,585
Likes: 0
Its a really shitty situation, but when your dealing with a ~15 year old vehicle with aftermarket parts, its an uphill battle. Rebuilt title makes it even worse. Thats why classic/muscle cars have stated value insurance, because the older the car the lower the KBB/NADA value, and even less for common insurance values.
Hopefully today this guy will give me good news.
