What Car Insurance do you have & kind?
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Joined: Dec 2004
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I have Drive from Progressive. I carry the minimal "full coverage" plus Bodily Injury. I don't remember the price.
I can say that what they say about Progressive coming to the crash scene is 100% true. Or if you don't call them from the scene, they'll come where ever the car is to see it. (they came to my work)
Do NOT call Geico. They are very expensive for young people. AND they're a PITA. You don't get an "agent." You never talk to the same person twice. And, when I was a minor, I was supposedly added to my mom's policy as a secondary driver. Our rates shot up, of course, so it was obvious that I had been added. Well...when I got in a wreck, nowhere in the paperwork was I listed as a driver. They fucked us over on that one. Luckily, because my dad cosigned on the loan, his insurance (Progressive) picked up. (this was complicated b/c of it was a new car, purchased 3 weeks prior, so my "old" insurance should have been paying it b/c I hadn't gotten a new policy yet.
Way too much info, I'm sure, but Progressive is a GOOD company and Geico sucks.
I can say that what they say about Progressive coming to the crash scene is 100% true. Or if you don't call them from the scene, they'll come where ever the car is to see it. (they came to my work)
Do NOT call Geico. They are very expensive for young people. AND they're a PITA. You don't get an "agent." You never talk to the same person twice. And, when I was a minor, I was supposedly added to my mom's policy as a secondary driver. Our rates shot up, of course, so it was obvious that I had been added. Well...when I got in a wreck, nowhere in the paperwork was I listed as a driver. They fucked us over on that one. Luckily, because my dad cosigned on the loan, his insurance (Progressive) picked up. (this was complicated b/c of it was a new car, purchased 3 weeks prior, so my "old" insurance should have been paying it b/c I hadn't gotten a new policy yet.
Way too much info, I'm sure, but Progressive is a GOOD company and Geico sucks.
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Amanda
"People know me."
"Be kinder than necessary, for everyone you meet is fighting some kind of battle."
Amanda
"People know me."
"Be kinder than necessary, for everyone you meet is fighting some kind of battle."
Registered User
Joined: Jun 2004
Posts: 7,403
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Just tell them you're married, and give them your mom's name.
They won't ask for marriage certificate. Give it a shot. You only lose if you dont try it.
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i wouldnt do the state minimum. if someone was to sue you, you want to have a good amount of coverage. minimum i would go with would 50/100/50. its not much more than 10/20/10. it will pay out for you if you are at fault up ro $50k per person, $100k per accident, $50k for property damage. id hate to only have $10k in property damage and hit a lexus or a benz. $50k will cover most cars on the roads these days.
Domestic Ricer
Joined: Jul 2006
Posts: 470
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I had the same problem about 2 months ago. I didnt want to spend 200+ (thats what my friend pays with his mustang from progressive) a month because im 17. I went with direct general/florida no fault because it's the cheapest and i just got the basics. I pay about 94 dollars a month or 1,000 a year being a teenager with about a year of driving experience.
Yeah i know i have the possibility of getting sued if i mess up, but im not rich and just want to be legal.
BTW car is 96 Ford Probe GT. You would prob be the same price or less.
Hope it helps you.
Yeah i know i have the possibility of getting sued if i mess up, but im not rich and just want to be legal.
BTW car is 96 Ford Probe GT. You would prob be the same price or less.
Hope it helps you.
Thread Starter
weezin the juice
Joined: Mar 2004
Posts: 3,341
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its a 1990 and its paid off.
I didnt just put over 10k into a car for it to sit for 5 years..sorry.
Originally Posted by importlub
Wait until you're like 23 or 24. Insurance drops down ALOT.
Until then, you have several choices:
-Pay the annual coverage fee of +$1k
-Not drive a car
-Ride the city bus
-Taxi
-Bicycle, moped, goped
-Ride with a friend
-Whatever else you can think of w/o you being behind the steering wheel.
-Or just drive w/o insurance, like some people do.
Until then, you have several choices:
-Pay the annual coverage fee of +$1k
-Not drive a car
-Ride the city bus
-Taxi
-Bicycle, moped, goped
-Ride with a friend
-Whatever else you can think of w/o you being behind the steering wheel.
-Or just drive w/o insurance, like some people do.
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