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Insurance Advice.

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Old Oct 13, 2007 | 04:14 PM
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akcabbycouture's Avatar
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Default Insurance Advice.

I need some insurance help. I'm looking for a new company to insure myself, as well as my roommate that isn't going to charge me 600+ for a deposit. Anyone have any suggestions?

I need full coverage for myself, basic for him, he's has 3 speeding tickets and I've had one speeding and one failure to yield. Also, I'm prety sure it's a no go...but does anyone know if there's a way that I can get GAP even though my loan has been in effect for a year and a half?


Thanks in advanced for your knowledge.
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Old Oct 13, 2007 | 09:03 PM
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I'm a bit rusty on my insurance knowledge, but as of Oct 1, Florida does not require PIP due to bill expiration. If you're financing, then insurance and type will be mandated by the title owner. If the PIP bill is restored, you have until Feb 15, 08' to get insurance.

edit* At minimal, I believe property damage liability coverage (PDLC) may be required... hopefully someone can verify this...
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Last edited by Caan; Oct 13, 2007 at 09:10 PM.
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Old Oct 14, 2007 | 05:46 AM
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Insurance is a scam. The lawmakers and insurance companies are in bed together. I say fight the man and don't get insurance.

I have used allstate most of my life and they have always been the cheapest. I do have a clean record though, so that probably helps. Just shop around and tell your friend to slow the frig down.
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Old Oct 15, 2007 | 06:46 PM
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Originally Posted by Caan
I'm a bit rusty on my insurance knowledge, but as of Oct 1, Florida does not require PIP due to bill expiration. If you're financing, then insurance and type will be mandated by the title owner. If the PIP bill is restored, you have until Feb 15, 08' to get insurance.

edit* At minimal, I believe property damage liability coverage (PDLC) may be required... hopefully someone can verify this...
Wait...I don't even care about the insurance anymore...YOU'RE STILL ALIVE?! How are you & the tater tot?!?! I want pictures! Are you ever coming back home?
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Old Oct 15, 2007 | 06:49 PM
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Originally Posted by BisquitMan
Insurance is a scam. The lawmakers and insurance companies are in bed together. I say fight the man and don't get insurance.

I have used allstate most of my life and they have always been the cheapest. I do have a clean record though, so that probably helps. Just shop around and tell your friend to slow the frig down.

Uh...Yea, too bad it's required by my leinholder....I'll check em out, thanks.
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Old Oct 15, 2007 | 09:06 PM
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The kid is almost 6 months now. 25lbs and counting. He's going to be a big kid... As for florida, I'm not sure whats happening with that. I don't really miss it, but all my stuff is still there and needs to find it's way here.
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