I would just be happy that they will pay to fix your car. They could have denied your claim forcing you to use your insurance to fix it and fight in court for reimbursement all while increasing your montlh insurance premiums because the claim is on you. Just because he was cited by te police does not constitute guilt in the eyes of the insurance company. They can force you to prove it. Been on both side of that situation.

And you can get a rental under 24/25 what ever it is. My fiance did last year.