i work for an insurance company.
the company is supposed to make you whole again.
so in this case you will get your car fixed and a rental while it is being fixed.
i do not know you age so if you are to young or do not need a rental ask for loss of use while it is the shop.

in regards to your injuries or the lack thereof. If you did not treat or go to the hospital you may end up with $500 just to settle. Just tell them you bumped your head or got a cut or something and will not get a lawyer.

it all depends on the company and the adjuster good luck