cosigner will work, the guy up there knows nothing..

im 20, i had 0 credit.. mom cosigned with me for my 07 gsxr 750, 0 money down i got approved by HSBC (theyre a bitch to get approved with, i got approved first shot)

btw, i did that when i was 19.


now im 20, my bike is paid off in full, have a seperate HSBC account open with my dirtbike on it that i got approved on first try as well, i have a bank of america and a capital one card i use for groceries and gas.


yesterday i went and bought a brand new dodge ram truck and i got approved 1st try thru suntrust financial...

basically, cosigners help alot with getting your credit jump started so you can go on to bigger and better faster.

goodluck man! dont ever pay anything late!