since you don't have insurance, you will not be able to go get some..then file a claim for somthing that had previously happened.

Try to get his insurance company to pay for everything. If they don't agree to do so, then let them know you will be taking legal action

Take notes of EVERYTHING you are doing to take care of this. Even for phone calls, time you missed at work, just anything that would be out of your ordinary day to day grind. If it comes down to a lawsuit, its best to have everything documented.

OR....when all else fails, call 1-800-AKS-GARY