Thread: Insurance question?
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Old May 31, 2007 | 07:20 PM
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accord95
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Originally Posted by JP Money
My MINI was $40 cheaper/month and it was newer and more expensive. I fail to understand insurance companies sometimes. .
insurance companies usually use 4 rating variables.

liability, how much damage it will do to another car(the reason SUV's can be high on insurance)
injury rating, how safe you car is
comp, theft rating
collision, how much it costs to repair

they call these ratings, ISO ratings, which stands for Insurance Standard-and i forget the last word.

mini probably has a lower liability rating/injury rating/theft rating than an s2k(convertable/high injury). also you have to factor stastics. bmw's and mercedes are usually cheap to insure, because the people who own them usually have awesome credit, homeowners, garage kept, and drive better than you and me.
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Originally Posted by Troux
This is the internet. You're just supposed to talk up whatever you do know as if you're a salesman for it. i.e. I drive a Supra and a Corolla therefore 2JZ is the greatest and so is the 4A and I don't care about anything else because it's all crap since I don't have it. I also have a stack of $20 bills in front of me, therefore 20>50 and 20>100 and 20>1000. $20 bill FTW.
Last edited by accord95; May 31, 2007 at 07:22 PM.
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