Insurance question?
Registered User
Joined: May 2007
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im 18 i pay 235 a month for my s2 insurance i have like 4 speeding tickets 1 careless driving ticket (i saw tokyodrift that night) i saved for like 5 years and paid the car cash when i bought it so i got off of the car payment, i have full cov. with progressive, i used to pay 435 but i put my g/f jetta on my policy and it split the payment down themiddle, multicar disc. i guess, and with the extra 200 somthin i wasnt spending on my insurance anymore i went ahead and saved that and put a turbo on my s2 now. i tink if an 18yrold can do it a 23yr old can 2
Last edited by JDMS2K; May 29, 2007 at 08:35 PM.
brumtastic
Joined: May 2007
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i'm 22, and i pay 40 bucks a month for liability on my 89 chevy, i've had one ticket, going 84 in a 60, didn't take defensive driving, never impacted my record.
when i was 18, my coverage was 100 bucks a month. had coverage with them for 4 years, so i guess loyalty helps.
Also helps if you don't drive like an ass, but whatever.
Guess you guys need better radar detectors/slow down
when i was 18, my coverage was 100 bucks a month. had coverage with them for 4 years, so i guess loyalty helps.
Also helps if you don't drive like an ass, but whatever.
Guess you guys need better radar detectors/slow down
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Banned
Joined: Apr 2006
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Call the Florida Office of Financial Services, formerly Insurance Commissioner's Office. They have plenty of people to help you
who will give you truthful answers.
Phone number should be in the front of the phone book, or
maybe look it up. They Have an office in Temple Terrace,
and other places.-Bob
who will give you truthful answers.
Phone number should be in the front of the phone book, or
maybe look it up. They Have an office in Temple Terrace,
and other places.-Bob
fake it til ya make it!
Joined: Nov 2004
Posts: 543
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most all insurance companies will look back at least 3 years on your accident record...or drivers history, and COMP claims over $400...& they will charge you out the ass for it.
Typically, your rates will be high for the first term with any company. But they tend to drop based on your loyalty. That what happened with my Geico policy. try them...
Typically, your rates will be high for the first term with any company. But they tend to drop based on your loyalty. That what happened with my Geico policy. try them...
^is awesome personified
Joined: Dec 2005
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21, one accident, no tickets, $320/month. Car payment is only $333.59. I have Amica insurance. My MINI was $40 cheaper/month and it was newer and more expensive. I fail to understand insurance companies sometimes. (and I've had Amica since I started driving).
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Originally Posted by Dwight
Reject a woman, and she will never let it go. One of the many defects of their kind. Also, weak arms.
Field Rep
Joined: Jun 2005
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more importantlly with the accident..were u at fault?? if not then its not a big deal
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you see its not the blood you spill that gets you what you want, its the blood you share. your family, your friendships, your community. these are the most valuable things a man could have
you see its not the blood you spill that gets you what you want, its the blood you share. your family, your friendships, your community. these are the most valuable things a man could have
USMC
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liability, how much damage it will do to another car(the reason SUV's can be high on insurance)
injury rating, how safe you car is
comp, theft rating
collision, how much it costs to repair
they call these ratings, ISO ratings, which stands for Insurance Standard-and i forget the last word.
mini probably has a lower liability rating/injury rating/theft rating than an s2k(convertable/high injury). also you have to factor stastics. bmw's and mercedes are usually cheap to insure, because the people who own them usually have awesome credit, homeowners, garage kept, and drive better than you and me.
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TR happily married crew-member #2
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TR happily married crew-member #2
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This is the internet. You're just supposed to talk up whatever you do know as if you're a salesman for it. i.e. I drive a Supra and a Corolla therefore 2JZ is the greatest and so is the 4A and I don't care about anything else because it's all crap since I don't have it. I also have a stack of $20 bills in front of me, therefore 20>50 and 20>100 and 20>1000. $20 bill FTW.
Last edited by accord95; May 31, 2007 at 07:22 PM.
^is awesome personified
Joined: Dec 2005
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insurance companies usually use 4 rating variables.
liability, how much damage it will do to another car(the reason SUV's can be high on insurance)
injury rating, how safe you car is
comp, theft rating
collision, how much it costs to repair
they call these ratings, ISO ratings, which stands for Insurance Standard-and i forget the last word.
mini probably has a lower liability rating/injury rating/theft rating than an s2k(convertable/high injury). also you have to factor stastics. bmw's and mercedes are usually cheap to insure, because the people who own them usually have awesome credit, homeowners, garage kept, and drive better than you and me.
liability, how much damage it will do to another car(the reason SUV's can be high on insurance)
injury rating, how safe you car is
comp, theft rating
collision, how much it costs to repair
they call these ratings, ISO ratings, which stands for Insurance Standard-and i forget the last word.
mini probably has a lower liability rating/injury rating/theft rating than an s2k(convertable/high injury). also you have to factor stastics. bmw's and mercedes are usually cheap to insure, because the people who own them usually have awesome credit, homeowners, garage kept, and drive better than you and me.
__________________
Originally Posted by Dwight
Reject a woman, and she will never let it go. One of the many defects of their kind. Also, weak arms.
Banned
Joined: Apr 2006
Posts: 941
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most all insurance companies will look back at least 3 years on your accident record...or drivers history, and COMP claims over $400...& they will charge you out the ass for it.
Typically, your rates will be high for the first term with any company. But they tend to drop based on your loyalty. That what happened with my Geico policy. try them...
Typically, your rates will be high for the first term with any company. But they tend to drop based on your loyalty. That what happened with my Geico policy. try them...
