Check out certified used Hondas. SRT-4's are so cheap because they depreciate, and you'll be stuck in that for the long haul, so you'd better love the car if you grab one up. Usually Hondas seem to be pretty good about holding thier value as you pay them off, so when you sell it you'll be about even, instead of in the hole.
Insurance is going to murder you on an SRT-4 though, I'm sure. It was horrible for me when I checked.