Rick is more expensive.... but depending on the circumstances, you may want to consider him as an option.
He has been crucial in keeping my record spotless for years.... zero points (knocks on wood).
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http://www.woundedwarriorproject.org
One of the consequences of such notions as "entitlements" is that people who have contributed nothing to society feel that society owes them something, apparently just for being nice enough to grace us with their presence.”
Thomas Sowell (American Writer and Economist, b.1930)