what may have happened if you called to get a quote is out of habit the representative said 6months bc they mostly sell auto policies all day which are 6 months. i've done it before but i always catch myself when the customer is like such and such for 6 months!? and then i'm like, i'm sorry, i mean a yr, most of the policies i quote all day are 6months, sorry i scared you! its something that could happen very easily bc when i worked in sales id only quote like 4 special lines policies all week.