Originally Posted by Ralph

+1

OR if your really stuck on buying a new/used bike, instead of financing at a dealership take out a personal loan at your bank. That way your interest rate should be lower, you should have a higher chance at getting approved(due to your age, but credit history might be iffy also because of your age)and if its a personal/signature loan you can use it for whatever and wont have to carry insurance on it. Now I know when you buy a new bike most dealers wont require to you purchase insurance, but for your age and a used bike Im not sure. Taking out a personal loan from your bank is almost the same as walking in with cash.