go get the highest estimate you can as mentioned above, but what is this lawyer talk? You are OK, how much $$ you think your gonna get for a couple scratches. I know she was 100 percent in the wrong, but you are OK and her insurance is covering you, do you really want to go through the hassle of suing her and putting money into the attorney's pocket? You will NOT come out ahead if you do that, guaranteed. I would consider yourself lucky, get a nice fat check from the insurance to fix your bike/replace your gear, fix it as cheap as possible, pocket some money, go to the strip club and tell some slore your story and get sex from it.
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