hey , im gettin ready to take out a policy on my bike , and i have already been to state farm but was told i had to have my car insured under them as well , and they cant beat my nofault yearly rate.. i pay 1850 at nofault for full coveage on a financed vehicle... state farm would bring me to about 2400...but as far as the numbers for the policy above , what do they mean...100/300/50????... sorry if its a stupid question...