Im not sure about all these insurance fluctuations, but if this helps, ill let you know about everything ive paid...

Now, with my supra and my ram on ins... i pay 180 a month, 200 deductible on both and some crazy high coverage.. The supra can only have like 8k miles put on it a year because it saved me a good amount of money to do it that way... nevertheless, i paid 148 a month on the same coverage, with my wrx, so an 05 ram thats basically loaded, i pay a little more than my 02 wrx was... however, when i was 19, when i got the suby, the rates were nearing 289 a month, and it was my only car with 1 accident!

btw, im 22 now, ill be 23 in july..

mark