it seems to me that we have some very experienced users toward insurance, i figure i will give it a try here.

about a week ago, a lady hit me on the side of my car at 2:30 in the morning, she left a note with her information and insurance policy information on my car. i went to a local reputable auto body shop and got an estimate. then, i called her a few days before chrismas and told her the estimated total for the repair to see she rather pay out of her own pocket or have me go get a claim. which she told me to just go to her insurance.

now, where am i suppose to take the claim to? am i suppose to call her insurance company? or am i suppose to call my insurance company? please lead me toward the right path

thanks in advance