Alan I feel your pain on the insurence thing. They were wanting 400 a month for me full coverage. I ended up putting the insurence under a family member that is 25 and a female and it went all the way down to 35/month full coverage and they even know what it is.

Somthing you might want to consider is collector insurence if you drive mainly the xb and don't put to many miles on the svo u can get a different form of insurence.