Hah I just recieved a credit card with a 1000 dollar limit! New car parts!


lol j/k! But I wish, Im going to have to be responsible.

 

Credit is overrated. Just max that bitch out, toss it to the side, and forget all about it.




















I was being serious.






















































Im still serious.













































Ok, im playing now.

 

lol, i will never use credit, and IF i ever do, i will pay the maximum and it will only be for something serious and if it isnt serious and i dont have the money, ill just have to stick it out until i can afford whatever.

 

Ill probably end up using it to buy small things here and there till I start to build up some credit...

 

your credit is more important than anything in the world definatly establish it and keep it good im 20 and already bought my first house only cuz i had established credit since i was 16 and ive kept it good and clean ...sorry i dont mean to preach i did my fair share of blowing money

 

how old are you ?

 

definately use the credit card sometime if you have no credit and pay it off on the first bill. You have to establish credit, and doing it while you're young is important. Just make sure you have the money b4 you use it.

 

i use it for gas. i have two, and i keep them below $200 at all times. just pay off at least 75% of it every month and you'll be fine.

 

yea, you gotta use it to establish credit, but dont spend what you dont have and youll be fine.

 

I know all about building credit, I was just joking, although I could use a nice new tranny..... lol


And Im 19.