Dealing with GEICO INS. CO.
Thread Starter
Builder Of Import Engines
Joined: Feb 2006
Posts: 542
Likes: 0
Dealing with GEICO INS. CO.
Hey all, about two weeks ago today, my car was stolen. Lost a bunch of valuable tools which were in the trunk, an Alpine CD/MP3 player, and had a bit of vandalism. Was recovered last friday. Talked to the Ins. adjuster, and they want to total the car- the bumper is screwed up, the ingition, door locks, trunk and back seat were all messed up.
Now, the car is a 1996 Dodge Intrepid, with about 156,000 miles on it. I just installed a brand-new motor with 100,000 mile warantee less than 5,000 miles ago.
Geico says the car is only worth 2k, when the cost of the motor was 2k. They also said that they don't do customer buy-backs on total-loss vehicles anymore.
Any advice on how to deal with these asshats would be appreciated- I've never had a car stolen before, so I don't have any experience with this type of shit.
Feels like the Ins. CO is trying to steal my car from me too!
Now, the car is a 1996 Dodge Intrepid, with about 156,000 miles on it. I just installed a brand-new motor with 100,000 mile warantee less than 5,000 miles ago.
Geico says the car is only worth 2k, when the cost of the motor was 2k. They also said that they don't do customer buy-backs on total-loss vehicles anymore.
Any advice on how to deal with these asshats would be appreciated- I've never had a car stolen before, so I don't have any experience with this type of shit.
Feels like the Ins. CO is trying to steal my car from me too!
pfft.....
Joined: Jan 2001
Posts: 5,463
Likes: 0
if its company policy to not allow customer buy backs then your just SOL.... As far as everything else you had in the car will not be covered unless you have CPA (custom parts and accesories) coverage.
sorry about your luck. Just be glad your getting the 2k and move on.
you can go get a lawyer to fight the buy back policy but to be quite honest youll spend more in lawyer fees then the car is worth.
sorry about your luck. Just be glad your getting the 2k and move on.
you can go get a lawyer to fight the buy back policy but to be quite honest youll spend more in lawyer fees then the car is worth.
isuck
Joined: May 2010
Posts: 491
Likes: 0
car insurance is a joke.
__________________
LOGIC? You seriously want to invoke logic in a conversation about fake hijackings, missiles hitting the pentagon, and bombs planted throughout the world trade center? I thought it was a given that logic was checked at the door when entering one of these threads.
Now there's some logic!
Fun-Sized
Joined: Jan 2007
Posts: 886
Likes: 0
I've dealt with Geico and they're complete dickheads.
The only advice I can offer you is to fight back (without getting a lawyer since it wont be worth it). Good luck.
The only advice I can offer you is to fight back (without getting a lawyer since it wont be worth it). Good luck.
Registered User
Joined: Aug 2008
Posts: 577
Likes: 0
My take is that unless you have some assets or the car is being financed (and the financing company requires full coverage) it's not worth insuring a car for anything more than state min. liability insurance. They're going to screw you anyway they can.
__________________
isuck
Joined: May 2010
Posts: 491
Likes: 0
Why even bother with insurance at all at that point.
__________________
LOGIC? You seriously want to invoke logic in a conversation about fake hijackings, missiles hitting the pentagon, and bombs planted throughout the world trade center? I thought it was a given that logic was checked at the door when entering one of these threads.
Registered User
Joined: Aug 2002
Posts: 10,202
Likes: 0
Registered User
Joined: Aug 2008
Posts: 577
Likes: 0
