If my car got totaled for example the money i would receive would not nearly compansate for the money i put into it. Is there such thing as insurance on interior and exterior parts, as well as systems? rims? etc.

 

Yes. Call your agency.

 

ive heard of the places that install having like warrantees but nothing thru like your regular car insurance..

 

Some insurance companies, such as Kemper, had aftermarket coverage written into their policy. USAA is supposedly the same way. As everyone else said, call your insurance company or read through your entire policy.

If it isn't automatically written into the policy, you'll need to purchase supplemental aftermarket coverage. Even with this, many still limit you to how much stereo equipment can be replaced (i.e. $1000 cap on stereo equipment). Best thing to do is call and ask.

 

my insurance, allstate, covers additional custom equipment up to 3k. as long as u have receipts of everything. so yea just check with your insurance to see if they have it.

 

it all depends on the insurance company you have.some offer and some don't. Additional custom parts and equipment(ACPE).just make sure you keep all of your receipts

 

I paid an extra 2K per year to cover the 15K or so of parts on my old 300ZX... When the car was broken into.. USAA left in in the dust to make a long story short.. my total payout was 2250...

 

Yes at Progressive it's called (ACPE) addtional parts and equipment. You also have stated amount for the car's total value. Call you Ins co or Agent and have them explain it.

 

Like the others said, read your poicy.