new car financing
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Nobody
Joined: Apr 2002
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Make sure you find out if whatever loan you go with is a simple interest loan and if there are any pre payment penalties. If it is a simple interest loan and you are at all worried about possibly not being able to make a payment then go with the longer term/lower payment. Say you get the car loan and it comes to 360/mo for 60 months, say they are also offering you 300/mo for 72 months at the same interest rate. Take the 72 month loan but pay 360 on it each month. That way you will end up paying it off quicker, save on interest, but if you have a rough month you are only locked into the $300 payment
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"So...is there any tread left on the tire..or at this point would it be like throwing a hotdog down a hallway"
-Stewie (Family Guy)
"So...is there any tread left on the tire..or at this point would it be like throwing a hotdog down a hallway"
-Stewie (Family Guy)
is cooler than you
Joined: May 2001
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Originally posted by John
when i was financing my car, they asked me about the inquiries (I had 4 over 3 months) I explained to them why they were there (house financing and credit clean up) and they looked right by it.
when i was financing my car, they asked me about the inquiries (I had 4 over 3 months) I explained to them why they were there (house financing and credit clean up) and they looked right by it.
Old School.
Joined: Nov 2000
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They generally give you 30 days to have as many lenders pull your score as necessary, and count it as one pull. This is for people buying homes and cars.
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You may know who we are, but we KNOW who you are.
You may know who we are, but we KNOW who you are.
Nobody
Joined: Apr 2002
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Originally posted by Rich
They generally give you 30 days to have as many lenders pull your score as necessary, and count it as one pull. This is for people buying homes and cars.
They generally give you 30 days to have as many lenders pull your score as necessary, and count it as one pull. This is for people buying homes and cars.
__________________
"So...is there any tread left on the tire..or at this point would it be like throwing a hotdog down a hallway"
-Stewie (Family Guy)
"So...is there any tread left on the tire..or at this point would it be like throwing a hotdog down a hallway"
-Stewie (Family Guy)
drives euro trash
Joined: Jun 2000
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My next question is how to get something removed from my credit report. Jenny (the infamous ex) put my name on her Gap credit card account a few years ago, and the last time I pulled my credit report back in March it showed up. I told her to take me off, and somehow I doubt she did this. So how would I get this off my report?
Sorry to hijack your thread Miles. If you want to take a closer look at a 5-speed xB (not sure how hard they are to find, most were automatics when I was looking) just shoot me a PM.
Sorry to hijack your thread Miles. If you want to take a closer look at a 5-speed xB (not sure how hard they are to find, most were automatics when I was looking) just shoot me a PM.
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