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Mortgage Refinancing... Interest Rates?

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Old Apr 28, 2004 | 07:03 AM
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Aharon's Avatar
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Originally posted by Vapor
I wished i had

A) done this when the rates were really really good.

B) prepared my credit more

Those two things kept me out of the 4% interest rate, though mainly A was the culprit, my credit had a few small blemishes and mistakes
Shop around man. Call my guy and just get a quote from him, it wont hurt. I bet he could beat whatever rate you have now. I know he beat every rate I ever brought to him. I know a friend of ours is offering you your mortgage stuff, but at the end of the month, it's you who pays the payment.. lol

Yesterday thier rate was 4.35% on a 5/1 arm. Your credit doesnt cause your rate to go up or down. It's one of those on/off scenarious. If it's bad you dont get the loan period, if it's decent you get the same rate as everyone else.

Tell him I sent you.

Gary Delally
Mortgage Consultant
Florida Mortgage Connection / Integrity First Mortgage
GDelally@FLMortgageConnection.com

888.881.9900 ext.102 (office)
813.681-2232 (fax)
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