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Suzuki's 1.99% apr deal

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Old Oct 13, 2009 | 01:30 AM
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Yeah but thats like 7 years of no credit right? I'd be around 30 by the time I get it back and then late 30s probably before I could mortgage a decent house. If I start selling some cocaine or something and have mattresses full of cash I might try that but for now Im gonna see where this goes.
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Old Oct 13, 2009 | 03:49 AM
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Originally Posted by suprapimpa
Yeah but thats like 7 years of no credit right? I'd be around 30 by the time I get it back and then late 30s probably before I could mortgage a decent house. If I start selling some cocaine or something and have mattresses full of cash I might try that but for now Im gonna see where this goes.
well, after my time in hell is up, I won't be financing anything ever again!
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Old Oct 13, 2009 | 05:45 AM
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true you must make bank over there driving a truck. i thought about the navy route they wanted me to be in the nuclear program when my practice asvab came up on the computer it would be like 100k+ after 7 years in there but then I saw how much of a tool the recruiter was after I went out drinking with him and I went back to school.
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Old Oct 13, 2009 | 08:11 AM
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Originally Posted by suprapimpa
true you must make bank over there driving a truck. i thought about the navy route they wanted me to be in the nuclear program when my practice asvab came up on the computer it would be like 100k+ after 7 years in there but then I saw how much of a tool the recruiter was after I went out drinking with him and I went back to school.
Who is the bigger tool, the recruiter for feeding you that BS, or you for believing it initially? Based on your past actions, I really doubt you are above average in intelligence. Sell your bike, buy a car.
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Old Oct 13, 2009 | 04:04 PM
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Im the one who realized he was bullshitting me and went back to school to be a pharmacist ... really dude? drink some more haterade
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Old Oct 14, 2009 | 03:20 AM
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1.99% fixed APR for the duration of a loan that has nothing to back it for collateral but a sport bike is a crazy good deal by the way. Last time I checked, most major banks will not even except a motorcycle as loan collateral (they are not worth enough and they depreciate too fast), so they will force you to take out an unsecured personal loan if they will even loan you the money at all. I hear credit unions can be a great option sometimes, but don't have much experience with them personally.

If you don't have credit card debt, student loan debt, or any other type of debt other than your current bike that is about to have the interest rate sky rocket, I say go for the new bike. Sounds like you have a good head on your shoulders and have thought it through. Most people get about as far as that new model year bike looks sick and I want it, so screw running the numbers and worrying about the future, if they let me sign I'm going to, so you are light years ahead just by caring and asking for advice.

As long as you can verify the details of the new loan are as advertized I think you will have a difficult time beating 1.99% APR anywhere with an unsecured loan, even with a perfect credit rating and verified income.
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Old Oct 14, 2009 | 09:01 AM
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Originally Posted by suprapimpa
true you must make bank over there driving a truck. i thought about the navy route they wanted me to be in the nuclear program when my practice asvab came up on the computer it would be like 100k+ after 7 years in there but then I saw how much of a tool the recruiter was after I went out drinking with him and I went back to school.
I'm a civilian, and unfortunately, they don't pay the soldiers as much $ for doing my job.
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