Bike Tech If it's a two wheeled vehicle and you wanna talk about it, here's your spot

Insurance... lets hear it

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Old 03-26-2009, 02:35 PM
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Default Insurance... lets hear it

i was looking around at insurance quotes and thought it might be a good idea to have a thread for it.. like company, age, rates, coverage... or something like that.. idk.. but everything i found was hella expensive for my bike
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Old 03-26-2009, 05:18 PM
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no insurance here, due to a 6000 dollar quote
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Old 03-26-2009, 08:28 PM
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I pay a bit less than $700 a year for both bikes with Progressive. Both bikes are paid for. Pretty much full coverage for the Triumph with a $1k deductible, and good coverage for the Honda Hawk GT. Lots of PIP and uninsured motorist on both.
I'm also married, 34, have kids, and own my house. I suppose the insurance industry considers me a much lower risk category than many of you sport bike guys.
Both my bikes are classed as standards.
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Old 03-26-2009, 08:34 PM
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geico=17,xxx a year
progressive= 18,xxx a year..

as you all can probably guess.. i dont have insurance
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Old 03-26-2009, 08:38 PM
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I pay 290.42 a year full coverage on my 02 f4i which equals to around 20 dollars a month. I have my insurance through allstate. My bike is also paid for but for that price I figured why not have insurance.
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Old 03-26-2009, 08:40 PM
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DTF give my agent Jason a call he's in Spring Hill his number is 352-596-8181
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Old 03-27-2009, 03:48 AM
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There have been tons of threads regarding motorcycle insurance and I think the replies normally say State Farm is the best if you have multiple policies, so your cars and home owner's or renter's insurance through them too.

I pay like $45 a month for full coverage through State Farm. I have a car and truck insured with them also and my renter's insurance, so I get the multi car, multi line, security system, and whatever other discounts they offered. I am 29 and do not have the cleanest driving record. In fact, the best part about it is I had two claims for the bike in like three months, one for $10,000 (stolen) and one for $8,500 or so (wrecked) and my premiums did not go up one cent. I also have a few tickets that did not seem to affect my premiums at all and one was for 101mph in a 65mph zone. I also have almost perfect credit if that matters.

State Farm FTW!
Old 03-27-2009, 10:44 AM
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^when i had geico, they didn't raise my rates for any of my tickets for years...

i found it strange, so being the idiot that i can be, i asked him why on the phone one day when i was cancelling my plan...the guy was all surprised...lol...turns out the last ticket i had that they knew of was like 3 years previous....so they didn't raise my rates, because they didn't know...lol
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Old 03-27-2009, 10:46 AM
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oh yea,

to the OP.......nice signature...i would hate(but prolly laugh first) to see u wreck that 2007 doing a wheelie with no insurance or gear....
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Old 03-27-2009, 10:47 AM
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statefarm
200$ a month
age: 20
coverage: full to the max
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