A buddy of mine is looking at getting rid of his '05 CBR600RR, and he will cut me an awesome deal on it. So naturally I'm interested in picking it up, but I'm a bit concerned about insurance. I did a full coverage quote with Geico and it was something absolutely insane like $7000/yr. I'm 21/m, completely clean driving record, and that's including the discount from taking the MSF course (which I plan to do very soon).

I know you're not required to carry insurance in FL, but I would like to have my bike covered if it's stolen or if (god forbid) I get hit by someone or hit someone else. So, who are you guys insured with, what are your basic stats (age, violations, etc), what coverages do you have, and what rate do you pay? Just trying to figure out what coverages to go for and what companies to look into.

 

$75 month. 21 yrs old. 25k/50k coverage. Allstate

 

state farm.


I also got crazy quotes like 3000+ a year when I called around. when I called state farm I didn't really believe them. I don't even remember how much. like under 300$ a year? or something crazy like that. I had to switch all my cars and stuff over thou. they wouldn't do the bike by itself.

but I guess that's how you know when you've gotten old. your auto insurance gets cheap and all the rest goes thru the roof.

 

Full coverage.... $90 a month.

 

insurance is for pussy's

 

man my driving record is shitty... Not gonna lie. I got quoted 3-4k full coverage. im rocken the lowest one..

 

Full coverage 03 cbr 600 55 a month. 05 636 99 a month 05 r6 78 a month and 08 R1 140 a month all Allsate.

 

i had statefarm at the age of 20 with 1 speeding ticket and i was paying $200 a month... it was full coverage... i say go with statefarm they saved my ass when i totaled the bike and they paid for everything.

i even sued them for a lot of money

 

180 a month for a 600, 220 a month for a 1000. 20 with a few tickets, thru statefarm.

 

$3600/year. State Farm. I have a perfectly clean record; no tickets or accidents. It sucks...