When I crashed my car the KBB was like $1700 an the estimated cost of damage was $5000. Damn poles. But my insurance company goes off of trade in value which is the lowest for any car rather than private party sale or dealer resale. I was fucked and had to just take my losses and not claim it. Then they said they would have raised my insurance so much that it would have been an extra like $2500 a year for 3 years!!! I asked well then WTF is this insurance good for when nothing I own is worth more than what I pay a year? This is also the insurance company that classified my 96 Civic as a sports car . I was going to take my time slip and ask, does this look like its a sports car running 17's in the 1/4 but then I thought they might go all crazy that I was at a track?