I don't know about you, but I think it's retarded that you didn't put the car in your name right away. You're lucky you found the title. It only takes a second. This is probably the reason so many nice cars out their are trying to be sold without titles, because the person who bought the vehicle never transferred the vehicle over to their name. Six months to a year or so go by then they want to put it in their name, but can't because they lost/can't the title. Then you try to locate the previous owner and guess what they can't be found and the DMV says " You're fucked ".