If they really dick you over due to book value, after you get your next vehicle make sure to talk to your agent about specifying a stated value for your car.

With collectables, hot rods and exotics you really need to do this so you don't have the insurance company try to dick you over by saying your 69 camaro or turbo dropped honda is worth $2000 + Parts.

It protects you times like this and sometimes only costs a few dollars more a month than having to deal with to a mystery replacement cost for your vehicle down the road when you finally need it. Also boosts up the repair costs they will cover before totalling you out.