If your repair costs are between 40% & 50% of the replacement cost of your car, it can be totalled.
Get some estimates on repairs and book values and you will have your answer.
If you have a strong connection to the car you can negotiate with the insurance company to take the repair option even if you are getting into totalled territory.
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2004 S60R - 350+ HP, AWD, Custom FMIC & Exhaust, Active Suspension & A Big Set Of Brembos

Crazy Camber, Stretch & Poke; its the new triple-stack-bleacher-wing ricer fad that's all the rage nowadays, lol