They all suck. Car insurance FTL.
However, I had decent luck with these people before I took the tags off my cars and decided to use a motorcycle as a daily. Solely because I refuse to help line the pockets of the insurance industry.

Gotta Havit Auto Insurance - they're a broker.
918 South Missouri Avenue, Clearwater, FL‎ - (727) 446-7735

Can't tell you what happens with claims though as I've never had a car accident. However, to be perfectly honest - I wasn't really caring whether they paid out or not as long as I could show the cop there's my proof of insurance. However, given I have no assets to protect I'll get the cheapest thing I can and I'm sure a lot of others think the same way. I'll re-evaluate that if I ever get out of school and make decent money but until then: good luck everybody else. If you have something to protect get uninsured/underinsured motorist coverage. ‎