I have a Nikon D40 and i bought the extended warranty from Ritz just in case and I might be using it soon since my auto focus seems to be a bit off but really the thing you get from the warranty is being able to relax with your camera.

Like I don't think I'd have a problem with doing something risky to get a great shot because I know that if something happens to the camera I'm completely covered (well except for fire o_O ) but if I didnt have the warranty I would tend to stay away from situations like that.

How much extra would the extended warranty cost?