Everyone has a password. It's for your protection. If you gave someone your password to TR account or any other account, that is your problem. I think that Matt still needs to be payed back because that can effect a credit rating. To anyone who is making any type of deal like this in the future, get everything in writing, signed, dated, and noterized. In the world of business, any purchase or agreement of over $1000 needs to have a typed document. Any transaction I have made to one of my friends for really anything over $200, I have made documents for, with signatures. To anyone who wants to learn from this, type a contract or agreement and have both parties sign it. Its a CYA precaution.