I have full coverage on a 2006 GSX-R1000 (bought it new) through State Farm for $45/month. I also have renters insurance (not for long as State Farm is pulling home owner's out of Florida), my truck, and my girlfriend's car through them too. They cut you a GREAT deal when you get all their discounts like safe driver (they don't care about tickets, just accidents and claims), good student (above 3.0 GPA at a credited college), multiple car, multiple line (car and renters), etc.

You basically cannot beat State Farm as long as you have everything insured with them. They already saved my ass a couple times too, once when I totalled a brand new GSX-R1000 (squid days) and once when I had another one stolen (also brand new). It came out to $18,000 they paid out in seven months once upon a time and my rates did not go up even one penny. Now that I am an old man (29) and my girlfriend is getting older (25) we don't get hit with their little kid tax anymore either which helps!

I will never own a vehicle without full coverage insurance. There is too much at stake when things go wrong and the last thing you want to worry about when you are trying to heal up from a wreck is how the hell you are going to pay for everything!