Originally Posted by
b16sleeper
that sucks..they keep on denying me on my refinance attempts on my bike tho..it pisses me off..i'm like i can afford my payment now and havent made one late yet...but for some reason they think i cant afford to pay them less every month..
That's most likely because you didn't qualify for the original loan but the manufacture is willing to back it in order to sell a new bike. They knew that the payments were borderline for your income but they hoped to make up for at 18-22% interest. It's all a numbers game and you're just a statistic.