12.5:1 is a little high for a daily driver. I wouldn't go with higher than 12:1 on my daily car and even then I'd be a little nervous on those really hot days, if it is a weekend or occasional car I say go with 12.5:1.
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Don't bother giving me "rep", I won't return it and I think it is stupid.
Gracie Barra Clearwater
Gyms in Clearwater, St. Pete and Port Richey
pm me if you are interested in trying a free class at any of the gyms.