I've been thinking about getting a really good camera lately as I been really intrigued by the photos that are seen on here plus I've always been interested in this kind of thing. I'm wondering how much is too much for someone that's a beginner, plus I plan to take photos just as a side hobby, nothing super serious or anything. I was looking at the Nikon D40 and I thought $500 is too much for me for just the camera but I saw on Ebay kits like these:
Nikon D40 Digital SLR Camera +4 Lenses +16GB Kit NEW - eBay (item 350099518383 end time Oct-17-08 11:12:39 PDT)
Nikon D40 Digital SLR Camera +3 Lens +4GB 20pc Pkg NEW - eBay (item 110290593794 end time Oct-17-08 13:13:50 PDT)
Which seemed pretty cool because it gives all the nice toys to play with

Which I'm willing to learn and even though it's still a lot of money you get a lot of bang for the buck, but since of course they don't offer warranties on ebay I don't know if it'd be worth it to just pony up and pay the big prices.
I just really want to be able to take AWESOME pictures of anything, and I have photoshop as well that I've been trying to learn lots from it, and figured I can benefit greatly from a damn good camera since all I have is the crappy iPhones camera which sucks arse.
But yeah, like I said I'm just really looking for opinions, if I had the money to blow would you camera guys say it's worth it to go for one of those kits on Ebay?