Bro, why the f*ck would you KNOWINGLY buy another Piece Of Shit? A 90's model T-Bird? Again? That's one of the WORST examples of a performance vehicle Ford has ever put out on the market.
Not to mention that you already totalled one of them, right? And you're aware that is probably the least cost-effective model Ford makes to modify, right? And you're complaining about money for insurance, so I'm sure that should have been a pre-thought.
Furthermore, you are aware that a V6 4,000 pound car is going to SOAK your gas money right the hell out of your pocket, right? Especially w/your driving style (various speeding/racing issues)...
Stupidest purchase of the month award goes to...........