A buddy of mine is looking at getting rid of his '05 CBR600RR, and he will cut me an awesome deal on it. So naturally I'm interested in picking it up, but I'm a bit concerned about insurance. I did a full coverage quote with Geico and it was something absolutely insane like $7000/yr. I'm 21/m, completely clean driving record, and that's including the discount from taking the MSF course (which I plan to do very soon).

I know you're not required to carry insurance in FL, but I would like to have my bike covered if it's stolen or if (god forbid) I get hit by someone or hit someone else. So, who are you guys insured with, what are your basic stats (age, violations, etc), what coverages do you have, and what rate do you pay? Just trying to figure out what coverages to go for and what companies to look into.