so cut the money you got coming in, in half... trust me your young your young... so am i, i have a 401k with my work and when i retire at the age of 65 their est is im going to have 15mill... no i didnt miss spell that 15 million dollars... gives you something to look forward to... plus my work puts in 1k every time i put in a 1k... get into some stocks... the market has been sucking lately so its a good time to buy cause it will be cheap then just sit on it until it goes back up then sell. you'll make double if not triple of what you got then you'll really beable to do anything you want to your car, shit you might even be able to buy a new one.