Here's my advice.

Don't ride in the rain.

Tampa can have predictable times it rains, although not every year is the same.

First summer I was in Tampa, it rained at 3 oclock everyday in June. In July it rained at 4 oclock everyday. By August it rained everyday at 5 oclock. The next summer was totally different though!

Keep an eye on the forecast and use that as your "best" offensive/defensive "riding" technique in the rain... which is to avoid it.