yea not too bad. as far as the financing, they finance 5k.. you pay the difference up front.. so once i come up with like 1500-2000 which wont take too long, ill be in a pretty decent postion to start ridin. Tom also told me that he'll go on a lunch break and come back with 1 or 2 bikes that werent there before so they seem to have a new selection every other day. with having no credit.. that place is my last chance.