I kinda want a bike, so I have a 2nd means of xportation, Im kinda clueless on what to do. I recently went to my bank and asked them about a 94 900rr I was lookin at, but they said I had "limited" credit. Is there anything I can do apart from saving up the money and buying one outright? I already have a car payment to deal with, along with several other bills, and I'd like to get a bike in good condition as inexpensive as possible. I don't want to be on a 5 yr loan kinda thing.