about borders...

user names are pretty self-explainatory. just use the text tool and type in whatever, and change the font color, etc. to do a border, first use the Rectangular Marquee Tool and select a box around the picture. Then Go to select>modify>border. type in 10 or so, and click ok. Now you have a selection border around the picture. Then take the paintbrush, and paint it! or do your new Edit>Fill technique, and fill it with any color you want. Press Ctrl+D to take away the selection, and you have a border.