im also an insurance agent
i think it all depends on how your company is filed with the state. progressive provides $1k ACPE in every policy for free, and you can buy up to $5k or get a stated amount policy. and Travelers will cover all ACPE for free(guess its the difference between an A-rated company and a non-standard) when my accord was stolen out of the Progressive parking lot, and then recovered a week later, they covered my aftermarket intake, head unit, and tail lights.
also, its different if your own insurance company doesnt have to pay the claim. when i got hit by a crackhead and my accord was totalled, i made the other persons insurance company pay for every after market part, without reciepts, only internet prices from various websites, and digital pictures from me proving they were on my car. except the internal mods. but i had the claims people at Travelers helping me.
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TR happily married crew-member #2
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Originally Posted by
Troux
This is the internet. You're just supposed to talk up whatever you do know as if you're a salesman for it. i.e. I drive a Supra and a Corolla therefore 2JZ is the greatest and so is the 4A and I don't care about anything else because it's all crap since I don't have it. I also have a stack of $20 bills in front of me, therefore 20>50 and 20>100 and 20>1000. $20 bill FTW.