Originally Posted by
Swifster
So let me get this straight. My 2001 Ford Ranger has 172K on it. It has the original exhaust that is just starting to fall apart. If I replace the exhaust system with an OEM style stainless exhaust system from Midas that I haven't increased the value of my truck? That's bullshit. You don't need a rider to replace an exhaust system. Ask them to price out a Mustang exhaust system from Ford. $430.11 He should see $215 for the new pipes.
If there is a huge difference in price, that would be one thing, but to say that if your aftermarket wheels were stolen that they wouldn't put any wheels on the car is wrong. That opens Geico to one hell of a lawsuit. They have to put something there. They can't make the argument that the OEM wheels/tires wouldn't have been stolen after the fact.
Long term maintenance items include the exhaust, tires, engine, trans, shocks/struts, radiators, etc. They can argue the amount on the exhaust, but they can't ignore it.
By the way, I've been doing insurance claims for 22 years.
By the way, +1 for the cat!
Thanks for the rep
I am a total loss adjuster.
Your vehicle is suppose to have an exhaust either way.It is not something that will increase the value once the vehicle goes to the chopping block.
She said aftermarket exhaust,insurance company will NOT pay for an aftermarket exhaust unless she has ACPE..All the other stuff you named the insurance company will nickle and dime you,because your vehicle is suppose to have those parts. You need to change them either way to have a running vehicle.Ok now to the wheels,if the car did not come with them an insurance compant will not pay for aftermarket wheels unless you have ACPE.If your wheels get stolen they will pay for stock wheels.
BTW nice ride