What does your oil psi look like? And quick check... take your dipstick and drop a few drops of oil on the windshield, while in the sun, and see if you can see tiny metal flakes in the oil... if you can, chances are it's a lower end bearing taking a crap... You can save if it the bearing hasnt spun yet.
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We can always choose to percieve things in life differently. It's important to focus more on what's right in life.. versus what is wrong.